Natural hazards · Edgewood

Edgewood, KY natural hazards

Most of the natural-hazard damage FEMA expects in Edgewood comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 25 claims here since 1990. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Edgewood?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Edgewood to be higher than in 28% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes26%Cold waves14%Strong wind9%Everything else11%

By hazard

What Edgewood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

26% of expected damage

Well above average · higher than 95% of U.S. places

Cold waves

14% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 2 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Edgewood flood?

Every paid claim on a federal flood insurance policy in Edgewood, from FEMA’s records.

25paid claims since 1990

$203Kpaid to owners

0homes flooded more than once

19902026

Biggest named events

Mid-spring storms: 6 claims, $62K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Edgewood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kenton County.

Disasters that hit Edgewood

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Edgewood itself: aid to households, or repair grants to the City of Edgewood.

Brought FEMA money into EdgewoodDeclared for Kenton County only

2012

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

1 household applied for aid

Kenton County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Edgewood

Edgewood and the towns around it

Very lowLowModerateHighVery high

Edgewoodmostly inland floodingLow

Fort Wrightmostly inland floodingLow

Erlangermostly inland floodingLow

Crestview Hillsmostly tornadoesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Edgewood covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Edgewood’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Edgewood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Edgewood total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.