Natural hazards · Posey

Posey, IN natural hazards

Most of the natural-hazard damage FEMA expects in Posey comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Posey?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Posey to be higher than in 82% of U.S. communities, mostly from inland flooding.

Inland flooding70%Tornadoes13%Strong wind6%Cold waves6%Everything else5%

By hazard

What Posey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 20 years in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Posey flood?

FEMA's records show no paid flood insurance claims in Posey.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Posey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit Posey

Federal disasters declared here

None of the disasters declared for Franklin County shows FEMA aid or repair money reaching Posey itself in FEMA’s records.

Brought FEMA money into PoseyDeclared for Franklin County only

Franklin County has had 21 natural disasters declared since 1953, most often severe storms and floods.

Around Posey

Posey and the towns around it

Very lowLowModerateHighVery high

Poseymostly inland floodingVery high

Laurelmostly inland floodingVery high

Lake Viewmostly inland floodingVery high

Orangemostly inland floodingVery high

Salt Creekmostly inland floodingHigh

Richlandmostly inland floodingModerate

Fugitmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Posey is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Posey’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Posey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.