Natural hazards · Fugit

Fugit, IN natural hazards

Most of the natural-hazard damage FEMA expects in Fugit comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fugit?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fugit to be higher than in 45% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes23%Earthquakes6%Strong wind5%Everything else14%

By hazard

What Fugit faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 13 years in the area

Earthquakes

6% of expected damage

Above average · higher than 69% of U.S. places

Strong wind

5% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fugit flood?

Every paid claim on a federal flood insurance policy in Fugit, from FEMA’s records.

3paid claims since 2008

$72Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Storm: 1 claim, $36K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fugit isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Decatur County.

Disasters that hit Fugit

Federal disasters declared here

None of the disasters declared for Decatur County shows FEMA aid or repair money reaching Fugit itself in FEMA’s records.

Brought FEMA money into FugitDeclared for Decatur County only

Decatur County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Fugit

Fugit and the towns around it

Very lowLowModerateHighVery high

Poseymostly inland floodingVery high

Raymostly inland floodingHigh

Salt Creekmostly inland floodingHigh

Washingtonmostly inland floodingModerate

Saltcreekmostly inland floodingModerate

Fugitmostly inland floodingModerate

Clintonmostly inland floodingModerate

Richlandmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fugit covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fugit’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Fugit. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fugit total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.