Natural hazards · Lake View

Lake View, IN natural hazards

Most of the natural-hazard damage FEMA expects in Lake View comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lake View?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lake View to be higher than in 82% of U.S. communities, mostly from inland flooding.

Inland flooding70%Tornadoes13%Strong wind6%Cold waves6%Everything else5%

By hazard

What Lake View faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 20 years in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lake View flood?

FEMA's records show no paid flood insurance claims in Lake View.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lake View isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit Lake View

Federal disasters declared here

None of the disasters declared for Franklin County shows FEMA aid or repair money reaching Lake View itself in FEMA’s records.

Brought FEMA money into Lake ViewDeclared for Franklin County only

Franklin County has had 21 natural disasters declared since 1953, most often severe storms and floods.

Around Lake View

Lake View and the towns around it

Very lowLowModerateHighVery high

Lake Viewmostly inland floodingVery high

Poseymostly inland floodingVery high

Laurelmostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lake View is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lake View’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lake View. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.