Natural hazards · Lost Creek

Lost Creek, IN natural hazards

Most of the natural-hazard damage FEMA expects in Lost Creek comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 8 claims here since 2009.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lost Creek?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lost Creek to be higher than in 32% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding38%Earthquakes16%Tornadoes14%Cold waves12%Strong wind8%Everything else12%

By hazard

What Lost Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

16% of expected damage

Well above average · higher than 80% of U.S. places

Tornadoes

14% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 99 years in the area

Cold waves

12% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Strong wind

8% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lost Creek flood?

Every paid claim on a federal flood insurance policy in Lost Creek, from FEMA’s records.

8paid claims since 2009

$47Kpaid to owners

0homes flooded more than once

20092026

Biggest named events

Central U.S. April Flooding: 1 claim, $6K
Mid-spring storms: 1 claim, $4K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lost Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Vigo County.

Disasters that hit Lost Creek

Federal disasters declared here

None of the disasters declared for Vigo County shows FEMA aid or repair money reaching Lost Creek itself in FEMA’s records.

Brought FEMA money into Lost CreekDeclared for Vigo County only

Vigo County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

Around Lost Creek

Lost Creek and the towns around it

Very lowLowModerateHighVery high

Harrisonmostly inland floodingHigh

Terre Hautemostly inland floodingHigh

Poseymostly inland floodingModerate

Cloverlandmostly inland floodingModerate

Otter Creekmostly inland floodingModerate

Nevinsmostly inland floodingModerate

Rileymostly inland floodingLow

Lost Creekmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lost Creek covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Lost Creek’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Lost Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lost Creek total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.