Natural hazards · Riley

Riley, IN natural hazards

Most of the natural-hazard damage FEMA expects in Riley comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Riley?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Riley to be higher than in 39% of U.S. communities, mostly from inland flooding.

Inland flooding49%Tornadoes12%Cold waves11%Earthquakes10%Strong wind7%Everything else11%

By hazard

What Riley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 79 years in the area

Cold waves

11% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

10% of expected damage

Well above average · higher than 78% of U.S. places

Strong wind

7% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Riley flood?

Every paid claim on a federal flood insurance policy in Riley, from FEMA’s records.

1paid claims since 2008

$90Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Storm: 1 claim, $90K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Riley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Vigo County.

Disasters that hit Riley

Federal disasters declared here

None of the disasters declared for Vigo County shows FEMA aid or repair money reaching Riley itself in FEMA’s records.

Brought FEMA money into RileyDeclared for Vigo County only

Vigo County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

Around Riley

Riley and the towns around it

Very lowLowModerateHighVery high

Honey Creekmostly inland floodingModerate

Perrymostly inland floodingModerate

Rileymostly inland floodingLow

Piersonmostly inland floodingLow

Lost Creekmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Riley covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Riley’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Riley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Riley total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.