Natural hazards · St. Leon

St. Leon, IN natural hazards

Most of the natural-hazard damage FEMA expects in St. Leon comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is St. Leon?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in St. Leon to be higher than in 16% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes29%Cold waves13%Strong wind11%Everything else10%

By hazard

What St. Leon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

29% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 55 years in the area

Cold waves

13% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Strong wind

11% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does St. Leon flood?

FEMA's records show no paid flood insurance claims in St. Leon.

of homes in flood zones
are insured

of all homes
are insured

No community discount. St. Leon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dearborn County.

Disasters that hit St. Leon

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in St. Leon itself: aid to households, or repair grants to the Town of St. Leon.

Brought FEMA money into St. LeonDeclared for Dearborn County only

2004

Snow

$4K to the Town of St. Leon for repairs

Dearborn County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around St. Leon

St. Leon and the towns around it

Very lowLowModerateHighVery high

Highlandmostly inland floodingHigh

Loganmostly inland floodingHigh

Jacksonmostly inland floodingModerate

St. Leonmostly inland floodingVery low

Kelsomostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. St. Leon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to St. Leon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of St. Leon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.