Natural hazards · Lexington

Lexington, IN natural hazards

Most of the natural-hazard damage FEMA expects in Lexington comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lexington?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lexington to be higher than in 50% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes36%Strong wind11%Cold waves6%Everything else11%

By hazard

What Lexington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

36% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 20 years in the area

Strong wind

11% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lexington flood?

FEMA's records show no paid flood insurance claims in Lexington.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lexington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scott County.

Disasters that hit Lexington

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lexington itself: aid to households, or repair grants to the Township of Lexington.

Brought FEMA money into LexingtonDeclared for Scott County only

2012

Severe Storms, Straight-Line Winds, and Tornadoes

8 households applied for aid

2008

Severe Storms and Flooding

101 households applied for aid $94K aid approved

2005

Severe Winter Storms and Flooding

5 households applied for aid $13K aid approved

2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid

Scott County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Lexington

Lexington and the towns around it

Very lowLowModerateHighVery high

Oregonmostly inland floodingHigh

Washingtonmostly inland floodingHigh

Grahammostly inland floodingModerate

Saludamostly inland floodingModerate

Republicanmostly inland floodingModerate

Lexingtonmostly inland floodingModerate

Johnsonmostly inland floodingModerate

Viennamostly tornadoesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lexington covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lexington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lexington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lexington total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.