Natural hazards · Johnson

Johnson, IN natural hazards

Most of the natural-hazard damage FEMA expects in Johnson comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Johnson?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Johnson to be higher than in 44% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding36%Tornadoes36%Strong wind11%Cold waves6%Everything else11%

By hazard

What Johnson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

36% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 27 years in the area

Strong wind

11% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 5 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Johnson flood?

Every paid claim on a federal flood insurance policy in Johnson, from FEMA’s records.

1paid claims since 2008

$10Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

March storm: 1 claim, $10K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Johnson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scott County.

Disasters that hit Johnson

Federal disasters declared here

None of the disasters declared for Scott County shows FEMA aid or repair money reaching Johnson itself in FEMA’s records.

Brought FEMA money into JohnsonDeclared for Scott County only

Scott County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Johnson

Johnson and the towns around it

Very lowLowModerateHighVery high

Marionmostly inland floodingHigh

Grahammostly inland floodingModerate

Lexingtonmostly inland floodingModerate

Johnsonmostly inland floodingModerate

Blochermostly inland floodingModerate

Jenningsmostly tornadoesLow

Viennamostly tornadoesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Johnson covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Johnson’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Johnson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Johnson total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.