Natural hazards · Saluda

Saluda, IN natural hazards

Most of the natural-hazard damage FEMA expects in Saluda comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Saluda?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Saluda to be higher than in 52% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes31%Strong wind11%Everything else13%

By hazard

What Saluda faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

31% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 14 years in the area

Strong wind

11% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Saluda flood?

FEMA's records show no paid flood insurance claims in Saluda.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Saluda isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Saluda

Federal disasters declared here

None of the disasters declared for Jefferson County shows FEMA aid or repair money reaching Saluda itself in FEMA’s records.

Brought FEMA money into SaludaDeclared for Jefferson County only

Jefferson County has had 23 natural disasters declared since 1953, most often severe storms and floods.

Around Saluda

Saluda and the towns around it

Very lowLowModerateHighVery high

Bethlehemmostly inland floodingHigh

Washingtonmostly inland floodingHigh

Saludamostly inland floodingModerate

Republicanmostly inland floodingModerate

Lexingtonmostly inland floodingModerate

Hanovermostly tornadoesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Saluda is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Saluda’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Saluda. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.