Natural hazards · Blocher

Blocher, IN natural hazards

Most of the natural-hazard damage FEMA expects in Blocher comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Blocher?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Blocher to be higher than in 44% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding36%Tornadoes36%Strong wind11%Cold waves6%Everything else11%

By hazard

What Blocher faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

36% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 27 years in the area

Strong wind

11% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 5 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Blocher flood?

FEMA's records show no paid flood insurance claims in Blocher.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Blocher isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scott County.

Disasters that hit Blocher

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Blocher itself: aid to households, or repair grants to Blocher.

Brought FEMA money into BlocherDeclared for Scott County only

2005

Severe Winter Storms and Flooding

1 household applied for aid $273 aid approved

2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $2K aid approved

Scott County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Blocher

Blocher and the towns around it

Very lowLowModerateHighVery high

Grahammostly inland floodingModerate

Blochermostly inland floodingModerate

Johnsonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Blocher is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Blocher’s own flood-insurance community; household aid to the registrant’s city; repair grants to Blocher. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.