Natural hazards · Greenfield

Greenfield, IN natural hazards

Most of the natural-hazard damage FEMA expects in Greenfield comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Greenfield?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greenfield to be higher than in 19% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes18%Strong wind10%Cold waves10%Hail6%Drought6%Everything else5%

By hazard

What Greenfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once every 7 years in the area

Tornadoes

18% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 17 years in the area

Strong wind

10% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 5 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Hail

6% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 3 times a year in the area

Drought

6% of expected damage

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Greenfield flood?

Every paid claim on a federal flood insurance policy in Greenfield, from FEMA’s records.

3paid claims since 2008

$37Kpaid to owners

0homes flooded more than once

20082026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Greenfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: LaGrange County.

Disasters that hit Greenfield

Federal disasters declared here

None of the disasters declared for LaGrange County shows FEMA aid or repair money reaching Greenfield itself in FEMA’s records.

Brought FEMA money into GreenfieldDeclared for LaGrange County only

LaGrange County has had 10 natural disasters declared since 1953, most often winter storms and tornadoes.

Around Greenfield

Greenfield and the towns around it

Very lowLowModerateHighVery high

Noblemostly inland floodingLow

Fawn Rivermostly inland floodingLow

Millgrovemostly inland floodingLow

Greenfieldmostly inland floodingVery low

Springfieldmostly inland floodingVery low

Limamostly inland floodingVery low

Wall Lakemostly inland floodingVery low

Bloomfieldmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greenfield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Greenfield’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Greenfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Greenfield total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.