Natural hazards · Fawn River

Fawn River, MI natural hazards

Most of the natural-hazard damage FEMA expects in Fawn River comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fawn River?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fawn River to be higher than in 26% of U.S. communities, mostly from inland flooding.

Inland flooding53%Tornadoes10%Cold waves10%Strong wind8%Hail6%Drought5%Everything else7%

By hazard

What Fawn River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once every 7 years in the area

Tornadoes

10% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 38 years in the area

Cold waves

10% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 5 times a year in the area

Hail

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Drought

5% of expected damage

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fawn River flood?

FEMA's records show no paid flood insurance claims in Fawn River.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fawn River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Joseph County.

Disasters that hit Fawn River

Federal disasters declared here

None of the disasters declared for St. Joseph County shows FEMA aid or repair money reaching Fawn River itself in FEMA’s records.

Brought FEMA money into Fawn RiverDeclared for St. Joseph County only

St. Joseph County has had 6 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Fawn River

Fawn River and the towns around it

Very lowLowModerateHighVery high

Noblemostly inland floodingLow

Fawn Rivermostly inland floodingLow

Burr Oakmostly inland floodingLow

Greenfieldmostly inland floodingVery low

Limamostly inland floodingVery low

Sturgismostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fawn River is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fawn River’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Fawn River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.