Natural hazards · Bloomfield

Bloomfield, IN natural hazards

Most of the natural-hazard damage FEMA expects in Bloomfield comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 2006.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bloomfield?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bloomfield to be higher than in 10% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes21%Strong wind12%Cold waves12%Hail6%Everything else9%

By hazard

What Bloomfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about once every 7 years in the area

Tornadoes

21% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 90 years in the area

Strong wind

12% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 5 times a year in the area

Cold waves

12% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Hail

6% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bloomfield flood?

Every paid claim on a federal flood insurance policy in Bloomfield, from FEMA’s records.

3paid claims since 2006

$24Kpaid to owners

0homes flooded more than once

20062026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bloomfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: LaGrange County.

Disasters that hit Bloomfield

Federal disasters declared here

None of the disasters declared for LaGrange County shows FEMA aid or repair money reaching Bloomfield itself in FEMA’s records.

Brought FEMA money into BloomfieldDeclared for LaGrange County only

LaGrange County has had 10 natural disasters declared since 1953, most often winter storms and tornadoes.

Around Bloomfield

Bloomfield and the towns around it

Very lowLowModerateHighVery high

Johnsonmostly inland floodingLow

Springfieldmostly inland floodingVery low

Limamostly inland floodingVery low

Greenfieldmostly inland floodingVery low

Claymostly inland floodingVery low

Bloomfieldmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bloomfield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bloomfield’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Bloomfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bloomfield total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.