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Natural hazards · Fall Creek

Fall Creek, IN natural hazards

Most of the natural-hazard damage FEMA expects in Fall Creek comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 13 claims here since 2003.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fall Creek?

45
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fall Creek to be higher than in 45% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding58%Tornadoes23%Cold waves7%Everything else12%
By hazard

What Fall Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Above average · higher than 59% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

23% of expected damage
Well above average · higher than 95% of U.S. places

Cold waves

7% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fall Creek flood?

Every paid claim on a federal flood insurance policy in Fall Creek, from FEMA’s records.

13paid claims since 2003
$448Kpaid to owners
0homes flooded more than once
20032026

Biggest named events

  • 2026-08-Indiana-Flooding: 3 claims, $22K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Fall Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hamilton County.
Disasters that hit Fall Creek

Federal disasters declared here

None of the disasters declared for Hamilton County shows FEMA aid or repair money reaching Fall Creek itself in FEMA’s records.

Brought FEMA money into Fall CreekDeclared for Hamilton County only
Hamilton County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.
Around Fall Creek

Fall Creek and the towns around it

Fishers: Moderate, mostly inland floodingVernon: Low, mostly inland floodingWayne: Moderate, mostly inland floodingGreen: Low, mostly inland floodingLawrence: Low, mostly inland floodingIndianapolis: no dataDelaware: Low, mostly inland floodingMcCordsville: Low, mostly inland floodingNoblesville: Moderate, mostly inland floodingFortville: Low, mostly inland floodingNoblesville: Moderate, mostly inland floodingClay: Moderate, mostly inland floodingCarmel: Moderate, mostly inland floodingGreen: Low, mostly inland floodingBuck Creek: Low, mostly inland floodingStony Creek: Low, mostly inland floodingLapel: Low, mostly inland floodingFishersburg: Low, mostly inland floodingWhite River: Moderate, mostly inland floodingFall Creek: Low, mostly inland floodingIngalls: Low, mostly inland floodingPendleton: Moderate, mostly inland floodingWashington: Moderate, mostly inland floodingWarren: Low, mostly inland floodingLawrence: Low, mostly inland floodingPike: Moderate, mostly inland floodingZionsville: Low, mostly inland floodingBrown: High, mostly inland floodingFranklin: Low, mostly inland floodingPerry: Moderate, mostly inland floodingDecatur: Low, mostly inland floodingWestfield: Low, mostly inland floodingJackson: Low, mostly inland floodingWestfield Washington: Low, mostly inland floodingFall Creek: Moderate, mostly inland flooding Fall CreekFishersVernonWayneGreenLawrenceIndianapolisDelawareMcCordsvilleNoblesvilleFortvilleNoblesville
Very lowLowModerateHighVery high
Waynemostly inland floodingModerate
Noblesvillemostly inland floodingModerate
Noblesvillemostly inland floodingModerate
Fall Creekmostly inland floodingModerate
Fishersmostly inland floodingModerate
Greenmostly inland floodingLow
Delawaremostly inland floodingLow
Lawrencemostly inland floodingLow
Vernonmostly inland floodingLow
McCordsvillemostly inland floodingLow
Fortvillemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fall Creek covers 9 census tracts, combined by population.
Money that reached townFlood claims are matched to Fall Creek’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Fall Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fall Creek total about $26.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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