Natural hazards · McCordsville

McCordsville, IN natural hazards

Most of the natural-hazard damage FEMA expects in McCordsville comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McCordsville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McCordsville to be higher than in 23% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding56%Tornadoes24%Everything else20%

By hazard

What McCordsville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once a year in the area

Tornadoes

24% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 90 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McCordsville flood?

FEMA's records show no paid flood insurance claims in McCordsville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. McCordsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hancock County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit McCordsville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in McCordsville itself: aid to households, or repair grants to the Town of McCordsville.

Brought FEMA money into McCordsvilleDeclared for Hancock County only

2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

18 households applied for aid $4K aid approved

2007

Snow

$4K to the Town of McCordsville for repairs

1999

In-Winter Storm 12/23/98

$6K to the Town of McCordsville for repairs

Hancock County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.

Around McCordsville

McCordsville and the towns around it

Very lowLowModerateHighVery high

Fall Creekmostly inland floodingModerate

Fishersmostly inland floodingModerate

Lawrencemostly inland floodingLow

McCordsvillemostly inland floodingLow

Vernonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McCordsville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to McCordsville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of McCordsville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across McCordsville total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.