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Natural hazards · Fortville

Fortville, IN natural hazards

Most of the natural-hazard damage FEMA expects in Fortville comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2025. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fortville?

22
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fortville to be higher than in 22% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes24%Earthquakes6%Everything else17%
By hazard

What Fortville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage
Below average · higher than 33% of U.S. places
Recorded about once a year in the area

Tornadoes

24% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about once every 74 years in the area

Earthquakes

6% of expected damage
Above average · higher than 66% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fortville flood?

Every paid claim on a federal flood insurance policy in Fortville, from FEMA’s records.

1paid claims since 2025
$14Kpaid to owners
0homes flooded more than once
20252026

Biggest named events

  • Central U.S. April Flooding: 1 claim, $14K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Fortville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hancock County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Fortville

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fortville itself: aid to households, or repair grants to the Town of Fortville.

Brought FEMA money into FortvilleDeclared for Hancock County only
2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

10 households applied for aid $19K aid approved
2008

Severe Storms, Flooding, and Tornadoes

8 households applied for aid $3K aid approved
2007

Snow

$8K to the Town of Fortville for repairs
2005

Severe Winter Storms and Flooding

4 households applied for aid $5K aid approved
2004

Snow

$4K to the Town of Fortville for repairs
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $569 aid approved
2003

Severe Storms, Tornadoes, and Flooding

24 households applied for aid $52K aid approved
1999

In-Winter Storm 12/23/98

$5K to the Town of Fortville for repairs
Hancock County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.
Around Fortville

Fortville and the towns around it

Vernon: Low, mostly inland floodingFall Creek: Moderate, mostly inland floodingFishers: Moderate, mostly inland floodingMcCordsville: Low, mostly inland floodingLawrence: Low, mostly inland floodingIndianapolis: no dataGreen: Low, mostly inland floodingBuck Creek: Low, mostly inland floodingGreen: Low, mostly inland floodingWayne: Moderate, mostly inland floodingDelaware: Low, mostly inland floodingNoblesville: Moderate, mostly inland floodingNoblesville: Moderate, mostly inland floodingClay: Moderate, mostly inland floodingCarmel: Moderate, mostly inland floodingFortville: Low, mostly inland flooding FortvilleVernonFall CreekFishers
Very lowLowModerateHighVery high
Fall Creekmostly inland floodingModerate
Fishersmostly inland floodingModerate
Vernonmostly inland floodingLow
Fortvillemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fortville covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Fortville’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Fortville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fortville total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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