Natural hazards · Fall Creek

Fall Creek, IN natural hazards

Most of the natural-hazard damage FEMA expects in Fall Creek comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 13 claims here since 1992.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fall Creek?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fall Creek to be higher than in 39% of U.S. communities, mostly from inland flooding.

Inland flooding61%Tornadoes13%Cold waves8%Earthquakes5%Everything else12%

By hazard

What Fall Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 95 years in the area

Cold waves

8% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 69% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fall Creek flood?

Every paid claim on a federal flood insurance policy in Fall Creek, from FEMA’s records.

13paid claims since 1992

$157Kpaid to owners

0homes flooded more than once

19922026

Biggest named events

2026-08-Indiana-Flooding: 2 claims, $13K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fall Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Madison County.

Disasters that hit Fall Creek

Federal disasters declared here

None of the disasters declared for Madison County shows FEMA aid or repair money reaching Fall Creek itself in FEMA’s records.

Brought FEMA money into Fall CreekDeclared for Madison County only

Madison County has had 19 natural disasters declared since 1953, most often severe storms and winter storms.

Around Fall Creek

Fall Creek and the towns around it

Very lowLowModerateHighVery high

Adamsmostly inland floodingModerate

Pendletonmostly inland floodingModerate

Fall Creekmostly inland floodingLow

Greenmostly inland floodingLow

Stony Creekmostly inland floodingLow

Greenmostly inland floodingLow

Ingallsmostly inland floodingLow

Andersonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fall Creek covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Fall Creek’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Fall Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fall Creek total about $4.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.