TownTapestry
Sign inJoin
AndersonGood morning
Natural hazards · Anderson

Anderson, IN natural hazards

Most of the natural-hazard damage FEMA expects in Anderson comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 70 claims here since 1979. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Anderson?

30
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Anderson to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding55%Tornadoes16%Cold waves9%Earthquakes6%Strong wind5%Everything else9%
By hazard

What Anderson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Below average · higher than 44% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

16% of expected damage
Well above average · higher than 78% of U.S. places

Cold waves

9% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 3 times a year in the area

Earthquakes

6% of expected damage
Above average · higher than 66% of U.S. places

Strong wind

5% of expected damage
Above average · higher than 53% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Anderson flood?

Every paid claim on a federal flood insurance policy in Anderson, from FEMA’s records.

70paid claims since 1979
$1.3Mpaid to owners
6homes flooded more than once
19792026

Biggest named events

  • 2026-08-Indiana-Flooding: 16 claims, $411K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 10% off flood insurance. Anderson is in FEMA’s Community Rating System (class 8) for its flood-proofing work.
Insurance rates: Madison County.

What’s been done with FEMA grants

41flood-prone properties bought out and cleared
1homes raised above flood level
Disasters that hit Anderson

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Anderson itself: aid to households, or repair grants to the City of Anderson.

Brought FEMA money into AndersonDeclared for Madison County only
2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

835 households applied for aid $6.2M aid approved
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$617K to the City of Anderson for repairs
2014

Severe Winter Storm and Snowstorm

$164K to the City of Anderson for repairs
2008

Severe Storms, Flooding, and Tornadoes

50 households applied for aid $32K aid approved $368K to the City of Anderson for repairs
2007

Snow

$94K to the City of Anderson for repairs
2005

Severe Winter Storms and Flooding

742 households applied for aid $462K aid approved $1.3M to the City of Anderson for repairs
2004

Snow

$29K to the City of Anderson for repairs
2004

Severe Storms, Tornadoes, and Flooding

51 households applied for aid $34K aid approved
2003

Severe Storms, Tornadoes, and Flooding

364 households applied for aid $519K aid approved $141K to the City of Anderson for repairs
2002

Severe Storms and Tornadoes

$104K to the City of Anderson for repairs
1999

In-Winter Storm 12/23/98

$71K to the City of Anderson for repairs
Madison County has had 19 natural disasters declared since 1953, most often severe storms and winter storms.
Around Anderson

Anderson and the towns around it

Edgewood: Low, mostly inland floodingRiver Forest: Low, mostly inland floodingPendleton: Moderate, mostly inland floodingAnderson: Low, mostly inland floodingFall Creek: Low, mostly inland floodingStony Creek: Low, mostly inland floodingAdams: Moderate, mostly inland floodingChesterfield: Low, mostly inland floodingUnion: Low, mostly inland floodingLafayette: Low, mostly inland floodingRichland: Moderate, mostly inland floodingJackson: Moderate, mostly inland floodingIngalls: Low, mostly inland floodingGreen: Low, mostly inland floodingLapel: Low, mostly inland floodingGreen: Low, mostly inland floodingWayne: Moderate, mostly inland floodingFishersburg: Low, mostly inland floodingBrown: Low, mostly inland floodingFall Creek: Moderate, mostly inland floodingHarrison: Moderate, mostly inland floodingDaleville: Low, mostly inland floodingSalem: Low, mostly inland floodingYorktown: Moderate, mostly inland floodingMonroe: Moderate, mostly inland floodingWhite River: Moderate, mostly inland floodingPipe Creek: Moderate, mostly inland floodingAnderson: Low, mostly inland flooding AndersonEdgewoodRiver ForestPendletonAndersonFall CreekStony CreekAdamsChesterfieldUnionLafayetteRichlandJackson
Very lowLowModerateHighVery high
Jacksonmostly inland floodingModerate
Adamsmostly inland floodingModerate
Richlandmostly inland floodingModerate
Pendletonmostly inland floodingModerate
Fall Creekmostly inland floodingLow
Stony Creekmostly inland floodingLow
Unionmostly inland floodingLow
Andersonmostly inland floodingLow
Andersonmostly inland floodingLow
Chesterfieldmostly inland floodingLow
Edgewoodmostly inland floodingLow
River Forestmostly inland floodingLow
Lafayettemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Anderson covers 20 census tracts, combined by population.
Money that reached townFlood claims are matched to Anderson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Anderson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Anderson total about $13.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Anderson, INView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Anderson is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map