Natural hazards · Ingalls

Ingalls, IN natural hazards

Most of the natural-hazard damage FEMA expects in Ingalls comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2026. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ingalls?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ingalls to be higher than in 36% of U.S. communities, mostly from inland flooding.

Inland flooding58%Tornadoes15%Cold waves10%Strong wind5%Everything else13%

By hazard

What Ingalls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 53 years in the area

Cold waves

10% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Strong wind

5% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ingalls flood?

Every paid claim on a federal flood insurance policy in Ingalls, from FEMA’s records.

1paid claims since 2026

$20Kpaid to owners

0homes flooded more than once

20262026

Biggest named events

2026-08-Indiana-Flooding: 1 claim, $20K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ingalls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Madison County.

Disasters that hit Ingalls

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ingalls itself: aid to households, or repair grants to the Town of Ingalls.

Brought FEMA money into IngallsDeclared for Madison County only

2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

3 households applied for aid $5K aid approved

2008

Severe Storms, Flooding, and Tornadoes

3 households applied for aid $24K to the Town of Ingalls for repairs

2005

Severe Winter Storms and Flooding

2 households applied for aid $801 aid approved

2003

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $4K aid approved

Madison County has had 19 natural disasters declared since 1953, most often severe storms and winter storms.

Around Ingalls

Ingalls and the towns around it

Very lowLowModerateHighVery high

Pendletonmostly inland floodingModerate

Fall Creekmostly inland floodingLow

Ingallsmostly inland floodingLow

Greenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ingalls is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ingalls’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ingalls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.