Natural hazards · Eagle Creek

Eagle Creek, IN natural hazards

Most of the natural-hazard damage FEMA expects in Eagle Creek comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Eagle Creek?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eagle Creek to be higher than in 29% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes20%Cold waves20%Everything else7%
By hazard

What Eagle Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage
Below average · higher than 48% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

20% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 25 years in the area

Cold waves

20% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Eagle Creek flood?

Every paid claim on a federal flood insurance policy in Eagle Creek, from FEMA’s records.

2paid claims since 2008
$15Kpaid to owners
0homes flooded more than once
20082026

Biggest named events

  • Hurricane Ike: 2 claims, $15K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Eagle Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lake County.
Disasters that hit Eagle Creek

Federal disasters declared here

None of the disasters declared for Lake County shows FEMA aid or repair money reaching Eagle Creek itself in FEMA’s records.

Brought FEMA money into Eagle CreekDeclared for Lake County only
Lake County has had 19 natural disasters declared since 1953, most often severe storms and winter storms.
Around Eagle Creek

Eagle Creek and the towns around it

Boone: Low, mostly inland floodingCedar Creek: Low, mostly inland floodingWinfield: Low, mostly inland floodingLincoln: Very low, mostly inland floodingShelby: Low, mostly inland floodingKeener: Low, mostly inland floodingCenter: Low, mostly inland floodingPleasant: Low, mostly inland floodingPorter: Low, mostly inland floodingMorgan: Very low, mostly inland floodingWest Creek: Low, mostly inland floodingCedar Lake: Very low, mostly inland floodingLake: Low, mostly inland floodingLake Dalecarlia: Low, mostly inland floodingSumava Resorts: Low, mostly inland floodingWinfield: Low, mostly inland floodingMerrillville: Low, mostly inland floodingRoss: Low, mostly inland floodingColfax: Very low, mostly inland floodingMcClellan: Very low, mostly inland floodingWheatfield: Low, mostly inland floodingUnion: Low, mostly inland floodingWalker: Low, mostly inland floodingRoselawn: Low, mostly inland floodingHanover: Low, mostly inland floodingCrown Point: Low, mostly inland floodingSt. John: Moderate, mostly inland floodingEagle Creek: Low, mostly inland flooding Eagle CreekBooneCedar CreekWinfieldLincolnShelbyKeenerCenter
Very lowLowModerateHighVery high
Shelbymostly inland floodingLow
Eagle Creekmostly inland floodingLow
Cedar Creekmostly inland floodingLow
Keenermostly inland floodingLow
Winfieldmostly inland floodingLow
Boonemostly inland floodingLow
Centermostly inland floodingLow
Lincolnmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eagle Creek covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Eagle Creek’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Eagle Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eagle Creek total about $812K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The porch light’s on

Where to, neighbor?

You’re in Eagle Creek, INLake CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01