Natural hazards · Keener

Keener, IN natural hazards

Most of the natural-hazard damage FEMA expects in Keener comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 13 claims here since 2003.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Keener?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Keener to be higher than in 24% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves26%Tornadoes11%Strong wind8%Everything else9%

By hazard

What Keener faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once a year in the area

Cold waves

26% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 52 years in the area

Strong wind

8% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Keener flood?

Every paid claim on a federal flood insurance policy in Keener, from FEMA’s records.

13paid claims since 2003

$291Kpaid to owners

0homes flooded more than once

20032026

Biggest named events

2026-08-Indiana-Flooding: 1 claim, $2K
Hurricane Ike: 1 claim, $3K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Keener isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jasper County.

Disasters that hit Keener

Federal disasters declared here

None of the disasters declared for Jasper County shows FEMA aid or repair money reaching Keener itself in FEMA’s records.

Brought FEMA money into KeenerDeclared for Jasper County only

Jasper County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

Around Keener

Keener and the towns around it

Very lowLowModerateHighVery high

Roselawnmostly inland floodingLow

Walkermostly inland floodingLow

Wheatfieldmostly inland floodingLow

Eagle Creekmostly inland floodingLow

Unionmostly inland floodingLow

Keenermostly inland floodingLow

Boonemostly inland floodingLow

Lincolnmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Keener covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Keener’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Keener. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Keener total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.