Natural hazards · Winfield

Winfield, IN natural hazards

Most of the natural-hazard damage FEMA expects in Winfield comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Winfield?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Winfield to be higher than in 23% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding40%Cold waves29%Tornadoes24%Everything else7%

By hazard

What Winfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 2 times a year in the area

Cold waves

29% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

24% of expected damage

Well above average · higher than 83% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Winfield flood?

FEMA's records show no paid flood insurance claims in Winfield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Winfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.

Disasters that hit Winfield

Federal disasters declared here

None of the disasters declared for Lake County shows FEMA aid or repair money reaching Winfield itself in FEMA’s records.

Brought FEMA money into WinfieldDeclared for Lake County only

Lake County has had 19 natural disasters declared since 1953, most often severe storms and winter storms.

Around Winfield

Winfield and the towns around it

Very lowLowModerateHighVery high

Merrillvillemostly inland floodingLow

Rossmostly inland floodingLow

Eagle Creekmostly inland floodingLow

Winfieldmostly inland floodingLow

Boonemostly inland floodingLow

Centermostly inland floodingLow

Portermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Winfield covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Winfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Winfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Winfield total about $4.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.