Natural hazards · Campbell

Campbell, IN natural hazards

Most of the natural-hazard damage FEMA expects in Campbell comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 17 claims here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Campbell?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Campbell to be higher than in 62% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding45%Earthquakes24%Tornadoes12%Strong wind7%Heat waves5%Everything else8%

By hazard

What Campbell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

24% of expected damage

Well above average · higher than 84% of U.S. places

Tornadoes

12% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 25 years in the area

Strong wind

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Heat waves

5% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Campbell flood?

Every paid claim on a federal flood insurance policy in Campbell, from FEMA’s records.

17paid claims since 1982

$226Kpaid to owners

0homes flooded more than once

19822026

Biggest named events

Mid-spring storms: 3 claims, $47K
March storm: 2 claims, $12K
Central U.S. April Flooding: 1 claim, $54K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Campbell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Warrick County.

Disasters that hit Campbell

Federal disasters declared here

None of the disasters declared for Warrick County shows FEMA aid or repair money reaching Campbell itself in FEMA’s records.

Brought FEMA money into CampbellDeclared for Warrick County only

Warrick County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Campbell

Campbell and the towns around it

Very lowLowModerateHighVery high

Centermostly inland floodingHigh

Ohiomostly inland floodingHigh

Knightmostly earthquakesHigh

Campbellmostly inland floodingHigh

Boonmostly inland floodingHigh

Scottmostly inland floodingHigh

Hartmostly inland floodingModerate

Greermostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Campbell covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Campbell’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Campbell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Campbell total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.