Natural hazards · Knight

Knight, IN natural hazards

Most of the natural-hazard damage FEMA expects in Knight comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 169 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Knight?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Knight to be higher than in 64% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes37%Inland flooding31%Tornadoes14%Cold waves6%Heat waves5%Everything else7%

By hazard

What Knight faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

37% of expected damage

Well above average · higher than 86% of U.S. places

Inland flooding

31% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 78% of U.S. places

Cold waves

6% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once a year in the area

Heat waves

5% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Knight flood?

Every paid claim on a federal flood insurance policy in Knight, from FEMA’s records.

169paid claims since 1979

$1.4Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

Mid-spring storms: 5 claims, $101K
Central U.S. April Flooding: 2 claims, $42K
March storm: 2 claims, $38K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Knight isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Vanderburgh County.

Disasters that hit Knight

Federal disasters declared here

None of the disasters declared for Vanderburgh County shows FEMA aid or repair money reaching Knight itself in FEMA’s records.

Brought FEMA money into KnightDeclared for Vanderburgh County only

Vanderburgh County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Knight

Knight and the towns around it

Very lowLowModerateHighVery high

Centermostly inland floodingHigh

Evansvillemostly earthquakesHigh

Ohiomostly inland floodingHigh

Knightmostly earthquakesHigh

Pigeonmostly earthquakesHigh

Campbellmostly inland floodingHigh

Melody Hillmostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Knight covers 22 census tracts, combined by population.

Money that reached townFlood claims are matched to Knight’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Knight. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Knight total about $32.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.