Natural hazards · Scott

Scott, IN natural hazards

Most of the natural-hazard damage FEMA expects in Scott comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2025.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Scott?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Scott to be higher than in 60% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding44%Earthquakes24%Tornadoes14%Cold waves5%Everything else13%

By hazard

What Scott faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

24% of expected damage

Well above average · higher than 84% of U.S. places

Tornadoes

14% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 64 years in the area

Cold waves

5% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Scott flood?

Every paid claim on a federal flood insurance policy in Scott, from FEMA’s records.

1paid claims since 2025

$8Kpaid to owners

0homes flooded more than once

20252026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Scott isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Vanderburgh County.

Disasters that hit Scott

Federal disasters declared here

None of the disasters declared for Vanderburgh County shows FEMA aid or repair money reaching Scott itself in FEMA’s records.

Brought FEMA money into ScottDeclared for Vanderburgh County only

Vanderburgh County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Scott

Scott and the towns around it

Very lowLowModerateHighVery high

Centermostly inland floodingHigh

Campbellmostly inland floodingHigh

Scottmostly inland floodingHigh

Armstrongmostly inland floodingModerate

Darmstadtmostly inland floodingModerate

Johnsonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Scott covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Scott’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Scott. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Scott total about $5.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.