Natural hazards · Johnson

Johnson, IN natural hazards

Most of the natural-hazard damage FEMA expects in Johnson comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 30 claims here since 1993.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Johnson?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Johnson to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding55%Tornadoes16%Strong wind9%Cold waves8%Hail5%Everything else8%

By hazard

What Johnson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once every 7 years in the area

Tornadoes

16% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 56 years in the area

Strong wind

9% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 5 times a year in the area

Cold waves

8% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Hail

5% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Johnson flood?

Every paid claim on a federal flood insurance policy in Johnson, from FEMA’s records.

30paid claims since 1993

$517Kpaid to owners

0homes flooded more than once

19932026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Johnson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: LaGrange County.

Disasters that hit Johnson

Federal disasters declared here

None of the disasters declared for LaGrange County shows FEMA aid or repair money reaching Johnson itself in FEMA’s records.

Brought FEMA money into JohnsonDeclared for LaGrange County only

LaGrange County has had 10 natural disasters declared since 1953, most often winter storms and tornadoes.

Around Johnson

Johnson and the towns around it

Very lowLowModerateHighVery high

Johnsonmostly inland floodingLow

Orangemostly inland floodingLow

Milfordmostly inland floodingLow

Clearspringmostly inland floodingVery low

Bloomfieldmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Johnson covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Johnson’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Johnson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Johnson total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.