Natural hazards · Yorkville

Yorkville, IL natural hazards

Most of the natural-hazard damage FEMA expects in Yorkville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2013. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Yorkville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Yorkville to be higher than in 61% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding53%Cold waves26%Tornadoes14%Everything else7%

By hazard

What Yorkville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Cold waves

26% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 89% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Yorkville flood?

Every paid claim on a federal flood insurance policy in Yorkville, from FEMA’s records.

1paid claims since 2013

$26Kpaid to owners

0homes flooded more than once

20132026

Biggest named events

Mid-spring storms: 1 claim, $26K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Yorkville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kendall County.

Disasters that hit Yorkville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Yorkville itself: aid to households, or repair grants to the City of Yorkville.

Brought FEMA money into YorkvilleDeclared for Kendall County only

2013

Severe Storms, Straight-Line Winds, and Flooding

57 households applied for aid $124K aid approved

Kendall County has had 11 natural disasters declared since 1953, most often winter storms and floods.

Around Yorkville

Yorkville and the towns around it

Very lowLowModerateHighVery high

Bristolmostly inland floodingHigh

Yorkvillemostly inland floodingHigh

Montgomerymostly inland floodingHigh

Planomostly inland floodingModerate

Oswegomostly inland floodingLow

Kendallmostly inland floodingLow

Foxmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Yorkville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Yorkville’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Yorkville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Yorkville total about $6.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.