Natural hazards · Kendall

Kendall, IL natural hazards

Most of the natural-hazard damage FEMA expects in Kendall comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kendall?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kendall to be higher than in 34% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves30%Tornadoes18%Everything else9%

By hazard

What Kendall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once a year in the area

Cold waves

30% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 89% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kendall flood?

FEMA's records show no paid flood insurance claims in Kendall.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kendall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kendall County.

Disasters that hit Kendall

Federal disasters declared here

None of the disasters declared for Kendall County shows FEMA aid or repair money reaching Kendall itself in FEMA’s records.

Brought FEMA money into KendallDeclared for Kendall County only

Kendall County has had 11 natural disasters declared since 1953, most often winter storms and floods.

Around Kendall

Kendall and the towns around it

Very lowLowModerateHighVery high

Bristolmostly inland floodingHigh

Yorkvillemostly inland floodingHigh

Lisbonmostly inland floodingModerate

Oswegomostly inland floodingModerate

Kendallmostly inland floodingLow

Foxmostly inland floodingLow

Na-Au-Saymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kendall covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Kendall’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Kendall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kendall total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.