Natural hazards · Fox

Fox, IL natural hazards

Most of the natural-hazard damage FEMA expects in Fox comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2013.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fox?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fox to be higher than in 34% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding47%Cold waves27%Tornadoes17%Everything else10%

By hazard

What Fox faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once a year in the area

Cold waves

27% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 17 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fox flood?

Every paid claim on a federal flood insurance policy in Fox, from FEMA’s records.

1paid claims since 2013

$46Kpaid to owners

0homes flooded more than once

20132026

Biggest named events

Mid-spring storms: 1 claim, $46K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fox isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kendall County.

Disasters that hit Fox

Federal disasters declared here

None of the disasters declared for Kendall County shows FEMA aid or repair money reaching Fox itself in FEMA’s records.

Brought FEMA money into FoxDeclared for Kendall County only

Kendall County has had 11 natural disasters declared since 1953, most often winter storms and floods.

Around Fox

Fox and the towns around it

Very lowLowModerateHighVery high

Yorkvillemostly inland floodingHigh

Big Grovemostly inland floodingModerate

Little Rockmostly inland floodingModerate

Missionmostly inland floodingModerate

Millingtonmostly inland floodingModerate

Foxmostly inland floodingLow

Kendallmostly inland floodingLow

Sandwichmostly inland floodingLow

Northvillemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fox covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fox’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Fox. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fox total about $3.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.