Natural hazards · Wall

Wall, IL natural hazards

Most of the natural-hazard damage FEMA expects in Wall comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wall?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wall to be higher than in 48% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding52%Cold waves17%Tornadoes11%Strong wind6%Everything else14%

By hazard

What Wall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once a year in the area

Cold waves

17% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 6 years in the area

Strong wind

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wall flood?

FEMA's records show no paid flood insurance claims in Wall.

of all homes
are insured

No community discount. Wall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ford County.

Disasters that hit Wall

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wall itself: aid to households, or repair grants to the Township of Wall.

Brought FEMA money into WallDeclared for Ford County only

1999

Il-Winter Storm 1/1/99

$6K to the Township of Wall for repairs

Ford County has had 6 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Wall

Wall and the towns around it

Very lowLowModerateHighVery high

Lodamostly inland floodingModerate

Peach Orchardmostly inland floodingModerate

Wallmostly inland floodingModerate

Lymanmostly inland floodingModerate

Pattonmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wall covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Wall’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Wall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wall total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.