Natural hazards · Patton

Patton, IL natural hazards

Most of the natural-hazard damage FEMA expects in Patton comes from cold waves, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Patton?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Patton to be higher than in 21% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves34%Inland flooding32%Tornadoes15%Strong wind6%Earthquakes5%Everything else7%

By hazard

What Patton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

34% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Inland flooding

32% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 88% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 67% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Patton flood?

FEMA's records show no paid flood insurance claims in Patton.

of all homes
are insured

No community discount. Patton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ford County.

Disasters that hit Patton

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Patton itself: aid to households, or repair grants to the Township of Patton.

Brought FEMA money into PattonDeclared for Ford County only

2011

Severe Winter Storm and Snowstorm

$5K to the Township of Patton for repairs

2000

Illinois Winter Snow Storms

$4K to the Township of Patton for repairs

1999

Il-Winter Storm 1/1/99

$3K to the Township of Patton for repairs

Ford County has had 6 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Patton

Patton and the towns around it

Very lowLowModerateHighVery high

Buttonmostly inland floodingModerate

Wallmostly inland floodingModerate

Dixmostly inland floodingModerate

Ludlowmostly inland floodingLow

Pattonmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Patton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Patton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Patton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Patton total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.