Natural hazards · Peach Orchard

Peach Orchard, IL natural hazards

Most of the natural-hazard damage FEMA expects in Peach Orchard comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Peach Orchard?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Peach Orchard to be higher than in 49% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding49%Cold waves18%Tornadoes11%Drought7%Strong wind6%Everything else9%

By hazard

What Peach Orchard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once a year in the area

Cold waves

18% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 6 years in the area

Drought

7% of expected damage

Recorded about 2 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Peach Orchard flood?

FEMA's records show no paid flood insurance claims in Peach Orchard.

of all homes
are insured

No community discount. Peach Orchard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ford County.

Disasters that hit Peach Orchard

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Peach Orchard itself: aid to households, or repair grants to the Township of Peach Orchard.

Brought FEMA money into Peach OrchardDeclared for Ford County only

2011

Severe Winter Storm and Snowstorm

$3K to the Township of Peach Orchard for repairs

2000

Illinois Winter Snow Storms

$4K to the Township of Peach Orchard for repairs

1999

Il-Winter Storm 1/1/99

$4K to the Township of Peach Orchard for repairs

Ford County has had 6 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Peach Orchard

Peach Orchard and the towns around it

Very lowLowModerateHighVery high

Germanvillemostly inland floodingHigh

Peach Orchardmostly inland floodingModerate

Sullivantmostly inland floodingModerate

Dixmostly inland floodingModerate

Wallmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Peach Orchard is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Peach Orchard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Peach Orchard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.