TownTapestry
Sign inJoin
SchaumburgGood morning
Natural hazards · Schaumburg

Schaumburg, IL natural hazards

Most of the natural-hazard damage FEMA expects in Schaumburg comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 26 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Schaumburg?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Schaumburg to be higher than in 29% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding37%Cold waves33%Tornadoes17%Heat waves9%Everything else4%
By hazard

What Schaumburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 6 times a year in the area

Cold waves

33% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

17% of expected damage
Well above average · higher than 76% of U.S. places

Heat waves

9% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Schaumburg flood?

Every paid claim on a federal flood insurance policy in Schaumburg, from FEMA’s records.

26paid claims since 1979
$322Kpaid to owners
3homes flooded more than once
19792026

Biggest named events

  • Hurricane Ike: 1 claim, $17K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Schaumburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Schaumburg

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Schaumburg itself: aid to households, or repair grants to the Village of Schaumburg.

Brought FEMA money into SchaumburgDeclared for Cook County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

25 households applied for aid $40K aid approved
2023

Severe Storms and Flooding

41 households applied for aid $41K aid approved
2013

Severe Storms, Straight-Line Winds, and Flooding

27 households applied for aid $53K aid approved
2011

Severe Winter Storm and Snowstorm

$205K to the Village of Schaumburg for repairs
2010

Severe Storms and Flooding

22 households applied for aid $60K aid approved
2008

Severe Storms and Flooding

77 households applied for aid $104K aid approved $40K to the Village of Schaumburg for repairs
2007

Severe Storms and Flooding

$138K to the Village of Schaumburg for repairs
2000

Illinois Winter Snow Storms

$88K to the Village of Schaumburg for repairs
1999

Il-Winter Storm 1/1/99

$117K to the Village of Schaumburg for repairs
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Schaumburg

Schaumburg and the towns around it

Hoffman Estates: Very low, mostly cold wavesRolling Meadows: Moderate, mostly inland floodingPalatine: Low, mostly inland floodingElk Grove Village: Very low, mostly inland floodingRoselle: Very low, mostly inland floodingHanover Park: Low, mostly cold wavesStreamwood: Low, mostly cold wavesSouth Barrington: Very low, mostly inland floodingInverness: Low, mostly inland floodingBarrington: Very low, mostly inland floodingPalatine: Low, mostly inland floodingBarrington Hills: Moderate, mostly inland floodingElgin: Moderate, mostly inland floodingArlington Heights: Moderate, mostly inland floodingWheeling: Moderate, mostly inland floodingDeer Park: Low, mostly inland floodingBensenville: Moderate, mostly inland floodingElk Grove: Moderate, mostly inland floodingWood Dale: Very low, mostly inland floodingSchaumburg: Low, mostly inland floodingAddison: Low, mostly inland floodingBloomingdale: Very low, mostly inland floodingChicago: Moderate, mostly inland floodingItasca: Very low, mostly inland floodingDes Plaines: Moderate, mostly inland floodingBloomingdale: Low, mostly inland floodingBartlett: Low, mostly inland floodingCarol Stream: Low, mostly inland floodingSchaumburg: Low, mostly inland flooding SchaumburgHoffman EstatesRolling MeadowsPalatineElk Grove VillageRoselleHanover ParkStreamwood
Very lowLowModerateHighVery high
Rolling Meadowsmostly inland floodingModerate
Palatinemostly inland floodingLow
Schaumburgmostly inland floodingLow
Hanover Parkmostly cold wavesLow
Streamwoodmostly cold wavesLow
Elk Grove Villagemostly inland floodingVery low
Hoffman Estatesmostly cold wavesVery low
Rosellemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Schaumburg covers 15 census tracts, combined by population.
Money that reached townFlood claims are matched to Schaumburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Schaumburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Schaumburg total about $30.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Schaumburg, ILView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Schaumburg is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map