TownTapestry
Sign inJoin
StreamwoodGood morning
Natural hazards · Streamwood

Streamwood, IL natural hazards

Most of the natural-hazard damage FEMA expects in Streamwood comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1981. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Streamwood?

20
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Streamwood to be higher than in 20% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves40%Inland flooding29%Tornadoes17%Heat waves11%Everything else3%
By hazard

What Streamwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

40% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 4 times a year in the area

Inland flooding

29% of expected damage
Below average · higher than 39% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

17% of expected damage
Well above average · higher than 76% of U.S. places

Heat waves

11% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Streamwood flood?

Every paid claim on a federal flood insurance policy in Streamwood, from FEMA’s records.

4paid claims since 1981
$33Kpaid to owners
0homes flooded more than once
19812026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Streamwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Streamwood

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Streamwood itself: aid to households, or repair grants to the Village of Streamwood.

Brought FEMA money into StreamwoodDeclared for Cook County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

33 households applied for aid $125K aid approved
2023

Severe Storms and Flooding

63 households applied for aid $119K aid approved
2013

Severe Storms, Straight-Line Winds, and Flooding

18 households applied for aid $20K aid approved
2011

Severe Winter Storm and Snowstorm

$84K to the Village of Streamwood for repairs
2010

Severe Storms and Flooding

26 households applied for aid $67K aid approved
2008

Severe Storms and Flooding

36 households applied for aid $93K aid approved $37K to the Village of Streamwood for repairs
2007

Severe Storms and Flooding

$40K to the Village of Streamwood for repairs
2000

Illinois Winter Snow Storms

$54K to the Village of Streamwood for repairs
1999

Il-Winter Storm 1/1/99

$32K to the Village of Streamwood for repairs
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Streamwood

Streamwood and the towns around it

Bartlett: Low, mostly inland floodingHoffman Estates: Very low, mostly cold wavesHanover Park: Low, mostly cold wavesSchaumburg: Low, mostly inland floodingElgin: Moderate, mostly inland floodingSouth Elgin: Moderate, mostly inland floodingWayne: Low, mostly inland floodingWayne: Very low, mostly inland floodingHanover: Low, mostly cold wavesCarol Stream: Low, mostly inland floodingSouth Barrington: Very low, mostly inland floodingInverness: Low, mostly inland floodingBarrington: Very low, mostly inland floodingPalatine: Low, mostly inland floodingBarrington Hills: Moderate, mostly inland floodingRoselle: Very low, mostly inland floodingBloomingdale: Low, mostly inland floodingSchaumburg: Low, mostly inland floodingRolling Meadows: Moderate, mostly inland floodingPalatine: Low, mostly inland floodingElk Grove Village: Very low, mostly inland floodingStreamwood: Low, mostly cold waves StreamwoodBartlettHoffman EstatesHanover ParkSchaumburg
Very lowLowModerateHighVery high
Bartlettmostly inland floodingLow
Schaumburgmostly inland floodingLow
Streamwoodmostly cold wavesLow
Hanover Parkmostly cold wavesLow
Hoffman Estatesmostly cold wavesVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Streamwood covers 8 census tracts, combined by population.
Money that reached townFlood claims are matched to Streamwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Streamwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Streamwood total about $13.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Streamwood, ILView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Streamwood is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map