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Natural hazards · Roselle

Roselle, IL natural hazards

Most of the natural-hazard damage FEMA expects in Roselle comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 28 claims here since 1978. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Roselle?

10
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roselle to be higher than in 10% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding41%Cold waves26%Tornadoes23%Everything else10%
By hazard

What Roselle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 3 times a year in the area

Cold waves

26% of expected damage
Well below average · higher than 21% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

23% of expected damage
Well above average · higher than 75% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Roselle flood?

Every paid claim on a federal flood insurance policy in Roselle, from FEMA’s records.

28paid claims since 1978
$192Kpaid to owners
2homes flooded more than once
19782026

Biggest named events

  • Hurricane Ike: 2 claims, $25K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Roselle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: DuPage County.

What’s been done with FEMA grants

4flood-prone properties bought out and cleared
Disasters that hit Roselle

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Roselle itself: aid to households, or repair grants to the Village of Roselle.

Brought FEMA money into RoselleDeclared for DuPage County only
2013

Severe Storms, Straight-Line Winds, and Flooding

29 households applied for aid $39K aid approved
2010

Severe Storms and Flooding

82 households applied for aid $198K aid approved
2008

Severe Storms and Flooding

47 households applied for aid $154K aid approved $69K to the Village of Roselle for repairs
2000

Illinois Winter Snow Storms

$21K to the Village of Roselle for repairs
1999

Il-Winter Storm 1/1/99

$28K to the Village of Roselle for repairs
DuPage County has had 14 natural disasters declared since 1953, most often floods and winter storms.
Around Roselle

Roselle and the towns around it

Bloomingdale: Low, mostly inland floodingSchaumburg: Low, mostly inland floodingItasca: Very low, mostly inland floodingHanover Park: Low, mostly cold wavesElk Grove Village: Very low, mostly inland floodingGlendale Heights: Very low, mostly inland floodingAddison: Low, mostly inland floodingCarol Stream: Low, mostly inland floodingHoffman Estates: Very low, mostly cold wavesRolling Meadows: Moderate, mostly inland floodingPalatine: Low, mostly inland floodingStreamwood: Low, mostly cold wavesWood Dale: Very low, mostly inland floodingAddison: Low, mostly inland floodingElk Grove: Moderate, mostly inland floodingBartlett: Low, mostly inland floodingSchaumburg: Low, mostly inland floodingBensenville: Moderate, mostly inland floodingBloomingdale: Very low, mostly inland floodingChicago: Moderate, mostly inland floodingDes Plaines: Moderate, mostly inland floodingRoselle: Very low, mostly inland flooding RoselleBloomingdaleSchaumburgItascaHanover ParkElk Grove Village
Very lowLowModerateHighVery high
Schaumburgmostly inland floodingLow
Bloomingdalemostly inland floodingLow
Hanover Parkmostly cold wavesLow
Elk Grove Villagemostly inland floodingVery low
Itascamostly inland floodingVery low
Rosellemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roselle covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Roselle’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Roselle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Roselle total about $4.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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