Natural hazards · Sand Ridge

Sand Ridge, IL natural hazards

Most of the natural-hazard damage FEMA expects in Sand Ridge comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 18 claims here since 1993.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sand Ridge?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sand Ridge to be higher than in 87% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding40%Earthquakes31%Strong wind9%Cold waves7%Everything else12%

By hazard

What Sand Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

31% of expected damage

Well above average · higher than 88% of U.S. places

Strong wind

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sand Ridge flood?

Every paid claim on a federal flood insurance policy in Sand Ridge, from FEMA’s records.

18paid claims since 1993

$97Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

Mid-spring storms: 8 claims, $65K
Midwest Flooding: 4 claims, $14K
Early winter storms: 2 claims, $6K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sand Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Sand Ridge

Federal disasters declared here

None of the disasters declared for Jackson County shows FEMA aid or repair money reaching Sand Ridge itself in FEMA’s records.

Brought FEMA money into Sand RidgeDeclared for Jackson County only

Jackson County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Sand Ridge

Sand Ridge and the towns around it

Very lowLowModerateHighVery high

Sand Ridgemostly inland floodingVery high

Fountain Bluffmostly inland floodingVery high

Gorhammostly inland floodingVery high

Grand Towermostly inland floodingVery high

Murphysboromostly earthquakesVery high

Levanmostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sand Ridge covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Sand Ridge’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Sand Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sand Ridge total about $4.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.