Natural hazards · Fountain Bluff

Fountain Bluff, IL natural hazards

Most of the natural-hazard damage FEMA expects in Fountain Bluff comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fountain Bluff?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fountain Bluff to be higher than in 87% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding40%Earthquakes31%Strong wind9%Cold waves7%Everything else12%

By hazard

What Fountain Bluff faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

31% of expected damage

Well above average · higher than 88% of U.S. places

Strong wind

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fountain Bluff flood?

FEMA's records show no paid flood insurance claims in Fountain Bluff.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fountain Bluff isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Fountain Bluff

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Fountain Bluff itself: aid to households, or repair grants to the Township of Fountain Bluff.

Brought FEMA money into Fountain BluffDeclared for Jackson County only

2009

Severe Storms, Flooding, and Tornadoes

$1K to the Township of Fountain Bluff for repairs

Jackson County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Fountain Bluff

Fountain Bluff and the towns around it

Very lowLowModerateHighVery high

Fountain Bluffmostly inland floodingVery high

Degogniamostly inland floodingVery high

Sand Ridgemostly inland floodingVery high

Kinkaidmostly inland floodingVery high

Grand Towermostly inland floodingVery high

Gorhammostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fountain Bluff is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fountain Bluff’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Fountain Bluff. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.