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Natural hazards · Round Lake Beach

Round Lake Beach, IL natural hazards

Most of the natural-hazard damage FEMA expects in Round Lake Beach comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 112 claims here since 1981. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Round Lake Beach?

67
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Round Lake Beach to be higher than in 67% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding54%Cold waves20%Tornadoes17%Everything else8%
By hazard

What Round Lake Beach faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 2 times a year in the area

Cold waves

20% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

17% of expected damage
Above average · higher than 72% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Round Lake Beach flood?

Every paid claim on a federal flood insurance policy in Round Lake Beach, from FEMA’s records.

112paid claims since 1981
$1.1Mpaid to owners
8homes flooded more than once
19812026

Biggest named events

  • Midwest Flooding: 25 claims, $167K
  • Mid-spring storms: 4 claims, $41K
  • Hurricane Ike: 2 claims, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Round Lake Beach isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lake County.

What’s been done with FEMA grants

7flood-prone properties bought out and cleared
3homes raised above flood level
Disasters that hit Round Lake Beach

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Round Lake Beach itself: aid to households, or repair grants to the Village of Round Lake Beach.

Brought FEMA money into Round Lake BeachDeclared for Lake County only
2013

Severe Storms, Straight-Line Winds, and Flooding

33 households applied for aid $64K aid approved $68K to the Village of Round Lake Beach for repairs
2011

Severe Winter Storm and Snowstorm

$42K to the Village of Round Lake Beach for repairs
2008

Severe Storms and Flooding

3 households applied for aid $6K aid approved $30K to the Village of Round Lake Beach for repairs
2008

Record Snow and Near Record Snow

$64K to the Village of Round Lake Beach for repairs
2007

Severe Storms and Flooding

3 households applied for aid $792 aid approved
2000

Illinois Winter Snow Storms

$24K to the Village of Round Lake Beach for repairs
1999

Il-Winter Storm 1/1/99

$12K to the Village of Round Lake Beach for repairs
Lake County has had 15 natural disasters declared since 1953, most often winter storms and floods.
Around Round Lake Beach

Round Lake Beach and the towns around it

Long Lake: Moderate, mostly inland floodingGrayslake: Low, mostly inland floodingVenetian Village: Low, mostly inland floodingLake Villa: Moderate, mostly inland floodingRound Lake Heights: Moderate, mostly inland floodingRound Lake: Moderate, mostly inland floodingAvon: Moderate, mostly inland floodingLake Villa: Moderate, mostly inland floodingRound Lake Park: Moderate, mostly inland floodingGrant: High, mostly inland floodingGages Lake: Very low, mostly inland floodingLibertyville: Very low, mostly inland floodingThird Lake: Low, mostly inland floodingWarren: Very low, mostly inland floodingHainesville: Moderate, mostly inland floodingMundelein: Very low, mostly inland floodingLindenhurst: Low, mostly inland floodingFremont: Very low, mostly inland floodingFox Lake Hills: High, mostly inland floodingVolo: Moderate, mostly inland floodingWauconda: Moderate, mostly inland floodingGrandwood Park: Moderate, mostly inland floodingAntioch: High, mostly inland floodingNewport: Very low, mostly inland floodingMcHenry: High, mostly inland floodingRound Lake Beach: High, mostly inland flooding Round Lake BeachLong LakeGrayslakeVenetian VillageLake VillaRound Lake HeightsRound LakeAvonLake VillaRound Lake ParkGrant
Very lowLowModerateHighVery high
Grantmostly inland floodingHigh
Round Lake Beachmostly inland floodingHigh
Long Lakemostly inland floodingModerate
Round Lake Heightsmostly inland floodingModerate
Avonmostly inland floodingModerate
Round Lake Parkmostly inland floodingModerate
Lake Villamostly inland floodingModerate
Round Lakemostly inland floodingModerate
Lake Villamostly inland floodingModerate
Venetian Villagemostly inland floodingLow
Grayslakemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Round Lake Beach covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Round Lake Beach’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Round Lake Beach. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Round Lake Beach total about $5.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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