Natural hazards · Round Lake Heights

Round Lake Heights, IL natural hazards

Most of the natural-hazard damage FEMA expects in Round Lake Heights comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 11 claims here since 1993. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Round Lake Heights?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Round Lake Heights to be higher than in 59% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding54%Cold waves20%Tornadoes18%Everything else8%

By hazard

What Round Lake Heights faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 2 times a year in the area

Cold waves

20% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

18% of expected damage

Above average · higher than 72% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Round Lake Heights flood?

Every paid claim on a federal flood insurance policy in Round Lake Heights, from FEMA’s records.

11paid claims since 1993

$152Kpaid to owners

2homes flooded more than once

19932026

Biggest named events

Midwest Flooding: 2 claims, $25K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Round Lake Heights isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

Disasters that hit Round Lake Heights

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Round Lake Heights itself: aid to households, or repair grants to the Village of Round Lake Heights.

Brought FEMA money into Round Lake HeightsDeclared for Lake County only

2013

Severe Storms, Straight-Line Winds, and Flooding

1 household applied for aid $430 aid approved

2011

Severe Winter Storm and Snowstorm

$13K to the Village of Round Lake Heights for repairs

2008

Severe Storms and Flooding

1 household applied for aid $76K to the Village of Round Lake Heights for repairs

2008

Record Snow and Near Record Snow

$6K to the Village of Round Lake Heights for repairs

2000

Illinois Winter Snow Storms

$3K to the Village of Round Lake Heights for repairs

1999

Il-Winter Storm 1/1/99

$2K to the Village of Round Lake Heights for repairs

Lake County has had 15 natural disasters declared since 1953, most often winter storms and floods.

Around Round Lake Heights

Round Lake Heights and the towns around it

Very lowLowModerateHighVery high

Round Lake Beachmostly inland floodingHigh

Round Lake Heightsmostly inland floodingModerate

Long Lakemostly inland floodingModerate

Lake Villamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Round Lake Heights is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Round Lake Heights’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Round Lake Heights. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.