Natural hazards · Itasca

Itasca, IL natural hazards

Most of the natural-hazard damage FEMA expects in Itasca comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 34 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Itasca?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Itasca to be higher than in 13% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes20%Cold waves18%Earthquakes6%Everything else5%

By hazard

What Itasca faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 75% of U.S. places

Cold waves

18% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 59% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Itasca flood?

Every paid claim on a federal flood insurance policy in Itasca, from FEMA’s records.

34paid claims since 1979

$779Kpaid to owners

5homes flooded more than once

19792026

Biggest named events

Hurricane Ike: 7 claims, $421K
Mid-spring storms: 2 claims, $216K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Itasca isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: DuPage County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

Disasters that hit Itasca

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Itasca itself: aid to households, or repair grants to the Village of Itasca.

Brought FEMA money into ItascaDeclared for DuPage County only

2013

Severe Storms, Straight-Line Winds, and Flooding

17 households applied for aid $27K aid approved

2011

Severe Winter Storm and Snowstorm

$29K to the Village of Itasca for repairs

2010

Severe Storms and Flooding

26 households applied for aid $34K aid approved

2008

Severe Storms and Flooding

29 households applied for aid $90K aid approved $24K to the Village of Itasca for repairs

2000

Illinois Winter Snow Storms

$23K to the Village of Itasca for repairs

1999

Il-Winter Storm 1/1/99

$29K to the Village of Itasca for repairs

DuPage County has had 14 natural disasters declared since 1953, most often floods and winter storms.

Around Itasca

Itasca and the towns around it

Very lowLowModerateHighVery high

Elk Grovemostly inland floodingModerate

Addisonmostly inland floodingLow

Elk Grove Villagemostly inland floodingVery low

Wood Dalemostly inland floodingVery low

Itascamostly inland floodingVery low

Rosellemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Itasca covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Itasca’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Itasca. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Itasca total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.