Natural hazards · Homer Glen

Homer Glen, IL natural hazards

Most of the natural-hazard damage FEMA expects in Homer Glen comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2011. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Homer Glen?

41
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Homer Glen to be higher than in 41% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding58%Cold waves20%Tornadoes17%Everything else5%
By hazard

What Homer Glen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Above average · higher than 64% of U.S. places
Recorded about 3 times a year in the area

Cold waves

20% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

17% of expected damage
Well above average · higher than 82% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Homer Glen flood?

Every paid claim on a federal flood insurance policy in Homer Glen, from FEMA’s records.

3paid claims since 2011
$43Kpaid to owners
1homes flooded more than once
20112026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Homer Glen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Will County.
Disasters that hit Homer Glen

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Homer Glen itself: aid to households, or repair grants to the Village of Homer Glen.

Brought FEMA money into Homer GlenDeclared for Will County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

22 households applied for aid $74K aid approved
2013

Severe Storms, Straight-Line Winds, and Flooding

12 households applied for aid $22K aid approved
2008

Severe Storms and Flooding

8 households applied for aid $18K aid approved
Will County has had 17 natural disasters declared since 1953, most often severe storms and floods.
Around Homer Glen

Homer Glen and the towns around it

Homer: Low, mostly inland floodingLockport: Low, mostly inland floodingOrland: Moderate, mostly inland floodingOrland Park: Low, mostly inland floodingLemont: Low, mostly inland floodingLockport: Very low, mostly inland floodingNew Lenox: Low, mostly inland floodingBonnie Brae: Low, mostly inland floodingFairmont: Low, mostly inland floodingLockport Heights: Low, mostly inland floodingBremen: High, mostly inland floodingFrankfort: Moderate, mostly inland floodingPalos: High, mostly inland floodingOrland Hills: Low, mostly cold wavesTinley Park: Moderate, mostly inland floodingOak Forest: Moderate, mostly inland floodingPalos Park: Moderate, mostly inland floodingDowners Grove: Low, mostly inland floodingWillow Springs: High, mostly inland floodingLemont: Low, mostly inland floodingWoodridge: Low, mostly inland floodingHomer Glen: Moderate, mostly inland flooding Homer GlenHomerLockportOrlandOrland ParkLemont
Very lowLowModerateHighVery high
Orlandmostly inland floodingModerate
Homer Glenmostly inland floodingModerate
Homermostly inland floodingLow
Orland Parkmostly inland floodingLow
Lockportmostly inland floodingLow
Lemontmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Homer Glen covers 7 census tracts, combined by population.
Money that reached townFlood claims are matched to Homer Glen’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Homer Glen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Homer Glen total about $14.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01