Natural hazards · Deer Park

Deer Park, IL natural hazards

Most of the natural-hazard damage FEMA expects in Deer Park comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 2011. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Deer Park?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Deer Park to be higher than in 29% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding58%Tornadoes18%Cold waves17%Everything else8%
By hazard

What Deer Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Above average · higher than 53% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

18% of expected damage
Above average · higher than 73% of U.S. places

Cold waves

17% of expected damage
Below average · higher than 25% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Deer Park flood?

Every paid claim on a federal flood insurance policy in Deer Park, from FEMA’s records.

4paid claims since 2011
$26Kpaid to owners
0homes flooded more than once
20112026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Deer Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lake County.
Disasters that hit Deer Park

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Deer Park itself: aid to households, or repair grants to the Village of Deer Park.

Brought FEMA money into Deer ParkDeclared for Lake County only
2007

Severe Storms and Flooding

1 household applied for aid $448 aid approved
2000

Illinois Winter Snow Storms

$10K to the Village of Deer Park for repairs
1999

Il-Winter Storm 1/1/99

$15K to the Village of Deer Park for repairs
Lake County has had 15 natural disasters declared since 1953, most often winter storms and floods.
Around Deer Park

Deer Park and the towns around it

Kildeer: Low, mostly inland floodingPalatine: Low, mostly inland floodingLake Zurich: Very low, mostly inland floodingEla: Low, mostly inland floodingCuba: High, mostly inland floodingBarrington: Very low, mostly inland floodingNorth Barrington: Low, mostly inland floodingLong Grove: Low, mostly inland floodingForest Lake: Very low, mostly inland floodingHawthorn Woods: Very low, mostly inland floodingRolling Meadows: Moderate, mostly inland floodingInverness: Low, mostly inland floodingArlington Heights: Moderate, mostly inland floodingSchaumburg: Low, mostly inland floodingPalatine: Low, mostly inland floodingWheeling: Moderate, mostly inland floodingFremont: Very low, mostly inland floodingVernon: Low, mostly inland floodingAlgonquin: Moderate, mostly inland floodingWauconda: Moderate, mostly inland floodingPort Barrington: High, mostly inland floodingBarrington Hills: Moderate, mostly inland floodingBarrington: Very low, mostly inland floodingLake Barrington: Low, mostly inland floodingDeer Park: Low, mostly inland flooding Deer ParkKildeerPalatineLake ZurichElaCubaBarringtonNorth Barrington
Very lowLowModerateHighVery high
Cubamostly inland floodingHigh
Palatinemostly inland floodingLow
Kildeermostly inland floodingLow
North Barringtonmostly inland floodingLow
Deer Parkmostly inland floodingLow
Elamostly inland floodingLow
Lake Zurichmostly inland floodingVery low
Barringtonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Deer Park covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Deer Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Deer Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Deer Park total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01