Natural hazards · Richton Park

Richton Park, IL natural hazards

Most of the natural-hazard damage FEMA expects in Richton Park comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 9 claims here since 1981. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Richton Park?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Richton Park to be higher than in 52% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves30%Tornadoes15%Heat waves9%Everything else3%

By hazard

What Richton Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 6 times a year in the area

Cold waves

30% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 82% of U.S. places

Heat waves

9% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Richton Park flood?

Every paid claim on a federal flood insurance policy in Richton Park, from FEMA’s records.

9paid claims since 1981

$35Kpaid to owners

1homes flooded more than once

19812026

Biggest named events

Hurricane Ike: 2 claims, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Richton Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cook County.

Disasters that hit Richton Park

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Richton Park itself: aid to households, or repair grants to the Village of Richton Park.

Brought FEMA money into Richton ParkDeclared for Cook County only

2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

437 households applied for aid $908K aid approved

2023

Severe Storms and Flooding

780 households applied for aid $1.9M aid approved

2013

Severe Storms, Straight-Line Winds, and Flooding

393 households applied for aid $631K aid approved

2011

Severe Winter Storm and Snowstorm

$22K to the Village of Richton Park for repairs

2010

Severe Storms and Flooding

429 households applied for aid $1.2M aid approved

2008

Severe Storms and Flooding

423 households applied for aid $442K aid approved $14K to the Village of Richton Park for repairs

2000

Illinois Winter Snow Storms

$21K to the Village of Richton Park for repairs

1999

Il-Winter Storm 1/1/99

$15K to the Village of Richton Park for repairs

Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.

Around Richton Park

Richton Park and the towns around it

Very lowLowModerateHighVery high

University Parkmostly inland floodingModerate

Mattesonmostly inland floodingModerate

Frankfortmostly inland floodingModerate

Richton Parkmostly inland floodingModerate

Moneemostly inland floodingModerate

Park Forestmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Richton Park covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Richton Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Richton Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Richton Park total about $6.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.