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Housing in Lucas

A typical Lucas home is worth roughly $299,000

Typical home value
$299K
IL $298K
Estimate
2-bedroom rent
$930
a month, utilities in · HUD
Median tax bill
$3,380
IL $5,298
Affordability

What it takes to buy in Lucas

Try your own numbers below.

You could afford about
$280,000
Typical Lucas home $299K

That’s $19K short of a typical Lucas home.

The typical home, each month
$2,070
Loan $1,480Tax $500Insurance $90

A two-bedroom rents for about $930 a month here, $1,140 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Illinois typical property tax (2.01% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $930

Fair Market Rent a month, utilities included

Studio$740
1 bedroom$750
2 bedrooms$930
3 bedrooms$1,220
4 bedrooms$1,390
17%
of households rent · IL 33%
14
renter households

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Clay County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

83% of Lucas households own their home

Half of Lucas’s homes were built before 1973.

Owners and renters
Own 83%Rent 17%

Illinois: 67% own.

1973
typical home built · IL 1971
$3,380
median property tax bill · IL $5,298

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Next door

Lucas vs. its neighbors

Lucas is the priciest of 4 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Lucas$299K*—$930$84,886
Union$202K*—$940$84,000
Bishop$231K*—$920$84,231
North Muddy$95K*—$1,010$66,964

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Lucas buyers, sellers and renters are saying.

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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