Housing in North Muddy

A typical North Muddy home is worth roughly $95,000

Typical home value

$95K

IL $298K

Estimate

2-bedroom rent

$1,010

a month, utilities in · HUD

Median tax bill

$2,385

IL $5,298

What kind of housing town is North Muddy?

Read from the numbers below. The page puts what stands out first.

Your money goes further68% below the Illinois typical home.

★ What stands out · Affordability

A typical home costs 1.4 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about

$213,000

Typical North Muddy home $95K

That covers a typical North Muddy home, with $118K to spare.

The typical home, each month

$700

Loan $470Tax $200Insurance $30

A two-bedroom rents for about $1,010 a month here, $310 more than owning.

Where your budget reaches nearby

Wade$120K Grove$250K Bishop$231K

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, North Muddy’s typical property tax (2.51% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,010

Renters already here pay a median of $921.

Fair Market Rent a month, utilities included

Studio$700

1 bedroom$780

2 bedrooms$1,010

3 bedrooms$1,210

4 bedrooms$1,440

16%

of households rent · IL 33%

renter households

$921

median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Effingham County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

84% of North Muddy households own their home

Half of North Muddy’s homes were built before 1994.

Owners and renters

Own 84%Rent 16%

Illinois: 67% own.

1994

typical home built · IL 1971

$2,385

median property tax bill · IL $5,298

2.51%

of a home’s value, a year in tax · IL 2.01%

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Next door

North Muddy vs. its neighbors

North Muddy is the least expensive of 4 neighboring towns. Tap one to see its housing page.

Grove$250K Bishop$231K Wade$120K North Muddy$95K

Compare more

Town	Typical value	1-yr change	2-bed rent	Median income
North Muddy	$95K*	—	$1,010	$66,964
Wade	$120K*	—	$920	$64,167
Grove	$250K*	—	$940	$96,607
Bishop	$231K*	—	$920	$84,231

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What North Muddy buyers, sellers and renters are saying.

Town Square →

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Is North Muddy still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.