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Housing in Union

A typical Union home is worth roughly $202,000

Typical home value
$202K
IL $298K
Estimate
2-bedroom rent
$940
a month, utilities in · HUD
Median tax bill
$2,397
IL $5,298

What kind of housing town is Union?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2.4 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about
$315,000
Typical Union home $202K

That covers a typical Union home, with $112K to spare.

The typical home, each month
$1,260
Loan $1,000Tax $200Insurance $60

A two-bedroom rents for about $940 a month here, $320 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Union’s typical property tax (1.18% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $940

Fair Market Rent a month, utilities included

Studio$750
1 bedroom$760
2 bedrooms$940
3 bedrooms$1,230
4 bedrooms$1,410
21%
of households rent · IL 33%
34
renter households

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Clay County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

79% of Union households own their home

Half of Union’s homes were built before 1977.

Owners and renters
Own 79%Rent 21%

Illinois: 67% own.

1977
typical home built · IL 1971
$2,397
median property tax bill · IL $5,298
1.18%
of a home’s value, a year in tax · IL 2.01%

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Next door

Union vs. its neighbors

Union is the priciest of 4 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Union$202K*—$940$84,000
Watson$170K+5.1%$920$77,209
Mason$199K+6.8%$960$77,639
Blair$189K*—$1,060$61,964

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

On the market in Union

Listed in the past 60 days. Each opens on the listing site.

Neighbors talk housing

What Union buyers, sellers and renters are saying.

Town Square →
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Is Union still affordable for young families?

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Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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