TownTapestry
Sign inJoin
GilbertsGood morning
Natural hazards · Gilberts

Gilberts, IL natural hazards

Most of the natural-hazard damage FEMA expects in Gilberts comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2013. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Gilberts?

30
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gilberts to be higher than in 30% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding43%Cold waves31%Tornadoes21%Everything else6%
By hazard

What Gilberts faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 2 times a year in the area

Cold waves

31% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

21% of expected damage
Well above average · higher than 80% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Gilberts flood?

Every paid claim on a federal flood insurance policy in Gilberts, from FEMA’s records.

2paid claims since 2013
$10Kpaid to owners
1homes flooded more than once
20132026

Biggest named events

  • Mid-spring storms: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Gilberts isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kane County.
Disasters that hit Gilberts

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gilberts itself: aid to households, or repair grants to the Village of Gilberts.

Brought FEMA money into GilbertsDeclared for Kane County only
2013

Severe Storms, Straight-Line Winds, and Flooding

4 households applied for aid $1K aid approved
2011

Severe Winter Storm and Snowstorm

$14K to the Village of Gilberts for repairs
2008

Severe Storms and Flooding

1 household applied for aid
2007

Severe Storms and Flooding

2 households applied for aid $3K aid approved $5K to the Village of Gilberts for repairs
2000

Illinois Winter Snow Storms

$4K to the Village of Gilberts for repairs
1999

Il-Winter Storm 1/1/99

$2K to the Village of Gilberts for repairs
Kane County has had 14 natural disasters declared since 1953, most often floods and winter storms.
Around Gilberts

Gilberts and the towns around it

West Dundee: Very low, mostly inland floodingElgin: Moderate, mostly inland floodingRutland: Low, mostly inland floodingDundee: Very low, mostly inland floodingSleepy Hollow: Very low, mostly inland floodingCarpentersville: Very low, mostly cold wavesEast Dundee: Moderate, mostly inland floodingCampton Hills: Low, mostly inland floodingBartlett: Low, mostly inland floodingPingree Grove: Low, mostly inland floodingSouth Elgin: Moderate, mostly inland floodingElgin: Moderate, mostly inland floodingPlato: Low, mostly inland floodingHanover: Low, mostly cold wavesWayne: Low, mostly inland floodingHampshire: Low, mostly inland floodingGrafton: Low, mostly inland floodingHampshire: Low, mostly inland floodingAlgonquin: Very low, mostly inland floodingHuntley: Moderate, mostly inland floodingAlgonquin: Moderate, mostly inland floodingBarrington: Very low, mostly inland floodingBarrington Hills: Moderate, mostly inland floodingGilberts: Low, mostly inland flooding GilbertsWest DundeeElginRutlandDundee
Very lowLowModerateHighVery high
Elginmostly inland floodingModerate
Gilbertsmostly inland floodingLow
Rutlandmostly inland floodingLow
Dundeemostly inland floodingVery low
West Dundeemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gilberts covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Gilberts’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Gilberts. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Gilberts total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Gilberts, ILView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Gilberts is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map