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Natural hazards · West Dundee

West Dundee, IL natural hazards

Most of the natural-hazard damage FEMA expects in West Dundee comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1986. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is West Dundee?

11
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Dundee to be higher than in 11% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves26%Tornadoes23%Everything else7%
By hazard

What West Dundee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about 2 times a year in the area

Cold waves

26% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

23% of expected damage
Well above average · higher than 81% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does West Dundee flood?

Every paid claim on a federal flood insurance policy in West Dundee, from FEMA’s records.

3paid claims since 1986
$55Kpaid to owners
0homes flooded more than once
19862026
of homes in flood zones
are insured
of all homes
are insured
No community discount. West Dundee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kane County.
Disasters that hit West Dundee

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in West Dundee itself: aid to households, or repair grants to the Village of West Dundee.

Brought FEMA money into West DundeeDeclared for Kane County only
2013

Severe Storms, Straight-Line Winds, and Flooding

2 households applied for aid $4K aid approved
2011

Severe Winter Storm and Snowstorm

$23K to the Village of West Dundee for repairs
2008

Severe Storms and Flooding

1 household applied for aid
2007

Severe Storms and Flooding

$65K to the Village of West Dundee for repairs
2000

Illinois Winter Snow Storms

$10K to the Village of West Dundee for repairs
1999

Il-Winter Storm 1/1/99

$13K to the Village of West Dundee for repairs
Kane County has had 14 natural disasters declared since 1953, most often floods and winter storms.
Around West Dundee

West Dundee and the towns around it

Elgin: Moderate, mostly inland floodingSleepy Hollow: Very low, mostly inland floodingCarpentersville: Very low, mostly cold wavesEast Dundee: Moderate, mostly inland floodingGilberts: Low, mostly inland floodingCampton Hills: Low, mostly inland floodingBartlett: Low, mostly inland floodingPingree Grove: Low, mostly inland floodingSouth Elgin: Moderate, mostly inland floodingElgin: Moderate, mostly inland floodingDundee: Very low, mostly inland floodingPlato: Low, mostly inland floodingHanover: Low, mostly cold wavesWayne: Low, mostly inland floodingBarrington Hills: Moderate, mostly inland floodingAlgonquin: Very low, mostly inland floodingRutland: Low, mostly inland floodingWest Dundee: Very low, mostly inland flooding West DundeeElginSleepy HollowCarpentersvilleEast DundeeGilberts
Very lowLowModerateHighVery high
East Dundeemostly inland floodingModerate
Elginmostly inland floodingModerate
Gilbertsmostly inland floodingLow
West Dundeemostly inland floodingVery low
Carpentersvillemostly cold wavesVery low
Sleepy Hollowmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Dundee covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to West Dundee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of West Dundee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across West Dundee total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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