Natural hazards · Dundee

Dundee, IL natural hazards

Most of the natural-hazard damage FEMA expects in Dundee comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 56 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dundee?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dundee to be higher than in 18% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding43%Cold waves29%Tornadoes22%Everything else6%

By hazard

What Dundee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 2 times a year in the area

Cold waves

29% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 81% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dundee flood?

Every paid claim on a federal flood insurance policy in Dundee, from FEMA’s records.

56paid claims since 1978

$412Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Mid-spring storms: 3 claims, $19K
Midwest Flooding: 1 claim, $3K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dundee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kane County.

Disasters that hit Dundee

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Dundee itself: aid to households, or repair grants to the Township of Dundee.

Brought FEMA money into DundeeDeclared for Kane County only

2007

Severe Storms and Flooding

5 households applied for aid $3K aid approved $36K to the Township of Dundee for repairs

Kane County has had 14 natural disasters declared since 1953, most often floods and winter storms.

Around Dundee

Dundee and the towns around it

Very lowLowModerateHighVery high

Elginmostly inland floodingModerate

Algonquinmostly inland floodingModerate

Barrington Hillsmostly inland floodingModerate

Gilbertsmostly inland floodingLow

Rutlandmostly inland floodingLow

Hanovermostly cold wavesLow

Dundeemostly inland floodingVery low

Algonquinmostly inland floodingVery low

Barringtonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dundee covers 11 census tracts, combined by population.

Money that reached townFlood claims are matched to Dundee’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Dundee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dundee total about $21.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.